Gráficos IRPH y Euríbor + datos desde 2000
En esta página tienes el gráfico del IRPH, el gráfico del Euríbor, el gráfico dual y una tabla combinada (IRPH, Euríbor y diferencia) desde el año 2000. Sirve para ver de un vistazo cómo se movieron ambos índices en la burbuja, la crisis, los tipos negativos y el repunte de 2022–2023.
Gráfico dual IRPH – Euríbor
Gráfico solo IRPH
Gráfico solo Euríbor
Tabla de datos: IRPH, Euríbor y diferencia
Valores mes a mes. La columna Dif. es IRPH − Euríbor (puntos porcentuales). Desplázate horizontalmente en móvil.
| Mes | IRPH % | Euríbor % | Dif. |
|---|---|---|---|
| 2026-08 | 3,134 | 2,954 | 0,180 |
| 2026-07 | 3,077 | 2,855 | 0,222 |
| 2026-06 | 3,049 | 2,798 | 0,251 |
| 2026-05 | 2,986 | 2,804 | 0,182 |
| 2026-04 | 2,882 | 2,747 | 0,135 |
| 2026-03 | 2,840 | 2,565 | 0,275 |
| 2026-02 | 2,819 | 2,221 | 0,598 |
| 2026-01 | 2,762 | 2,245 | 0,517 |
| 2025-12 | 2,788 | 2,267 | 0,521 |
| 2025-11 | 2,807 | 2,217 | 0,590 |
| 2025-10 | 2,796 | 2,187 | 0,609 |
| 2025-09 | 2,695 | 2,172 | 0,523 |
| 2025-08 | 2,791 | 2,114 | 0,677 |
| 2025-07 | 2,748 | 2,079 | 0,669 |
| 2025-06 | 2,802 | 2,081 | 0,721 |
| 2025-05 | 2,852 | 2,081 | 0,771 |
| 2025-04 | 2,851 | 2,143 | 0,708 |
| 2025-03 | 2,923 | 2,398 | 0,525 |
| 2025-02 | 2,872 | 2,407 | 0,465 |
| 2025-01 | 2,960 | 2,525 | 0,435 |
| 2024-12 | 3,105 | 2,436 | 0,669 |
| 2024-11 | 3,206 | 2,506 | 0,700 |
| 2024-10 | 3,423 | 2,691 | 0,732 |
| 2024-09 | 3,506 | 2,936 | 0,570 |
| 2024-08 | 3,671 | 3,166 | 0,505 |
| 2024-07 | 3,728 | 3,526 | 0,202 |
| 2024-06 | 3,710 | 3,650 | 0,060 |
| 2024-05 | 3,861 | 3,680 | 0,181 |
| 2024-04 | 3,823 | 3,703 | 0,120 |
| 2024-03 | 3,901 | 3,718 | 0,183 |
| 2024-02 | 3,985 | 3,671 | 0,314 |
| 2024-01 | 4,062 | 3,609 | 0,453 |
| 2023-12 | 4,219 | 3,679 | 0,540 |
| 2023-11 | 4,276 | 4,022 | 0,254 |
| 2023-10 | 4,330 | 4,160 | 0,170 |
| 2023-09 | 4,305 | 4,149 | 0,156 |
| 2023-08 | 4,237 | 4,073 | 0,164 |
| 2023-07 | 4,186 | 4,149 | 0,037 |
| 2023-06 | 4,045 | 4,007 | 0,038 |
| 2023-05 | 3,967 | 3,862 | 0,105 |
| 2023-04 | 3,683 | 3,757 | -0,074 |
| 2023-03 | 3,664 | 3,647 | 0,017 |
| 2023-02 | 3,585 | 3,534 | 0,051 |
| 2023-01 | 3,345 | 3,337 | 0,008 |
| 2022-12 | 3,116 | 3,018 | 0,098 |
| 2022-11 | 2,877 | 2,828 | 0,049 |
| 2022-10 | 2,666 | 2,629 | 0,037 |
| 2022-09 | 2,410 | 2,233 | 0,177 |
| 2022-08 | 2,198 | 1,249 | 0,949 |
| 2022-07 | 1,986 | 0,992 | 0,994 |
| 2022-06 | 1,799 | 0,852 | 0,947 |
| 2022-05 | 1,624 | 0,287 | 1,337 |
| 2022-04 | 1,540 | 0,013 | 1,527 |
| 2022-03 | 1,513 | -0,237 | 1,750 |
| 2022-02 | 1,481 | -0,335 | 1,816 |
| 2022-01 | 1,485 | -0,477 | 1,962 |
| 2021-12 | 1,448 | -0,502 | 1,950 |
| 2021-11 | 1,412 | -0,487 | 1,899 |
| 2021-10 | 1,467 | -0,477 | 1,944 |
| 2021-09 | 1,489 | -0,492 | 1,981 |
| 2021-08 | 1,529 | -0,498 | 2,027 |
| 2021-07 | 1,485 | -0,491 | 1,976 |
| 2021-06 | 1,527 | -0,484 | 2,011 |
| 2021-05 | 1,507 | -0,481 | 1,988 |
| 2021-04 | 1,480 | -0,484 | 1,964 |
| 2021-03 | 1,571 | -0,487 | 2,058 |
| 2021-02 | 1,565 | -0,501 | 2,066 |
| 2021-01 | 1,558 | -0,505 | 2,063 |
| 2020-12 | 1,563 | -0,497 | 2,060 |
| 2020-11 | 1,661 | -0,481 | 2,142 |
| 2020-10 | 1,663 | -0,466 | 2,129 |
| 2020-09 | 1,700 | -0,415 | 2,115 |
| 2020-08 | 1,743 | -0,359 | 2,102 |
| 2020-07 | 1,745 | -0,279 | 2,024 |
| 2020-06 | 1,744 | -0,147 | 1,891 |
| 2020-05 | 1,745 | -0,081 | 1,826 |
| 2020-04 | 1,754 | -0,108 | 1,862 |
| 2020-03 | 1,765 | -0,266 | 2,031 |
| 2020-02 | 1,816 | -0,288 | 2,104 |
| 2020-01 | 1,825 | -0,253 | 2,078 |
| 2019-12 | 1,807 | -0,261 | 2,068 |
| 2019-11 | 1,803 | -0,272 | 2,075 |
| 2019-10 | 1,806 | -0,304 | 2,110 |
| 2019-09 | 1,825 | -0,339 | 2,164 |
| 2019-08 | 1,913 | -0,356 | 2,269 |
| 2019-07 | 1,836 | -0,283 | 2,119 |
| 2019-06 | 2,041 | -0,190 | 2,231 |
| 2019-05 | 2,052 | -0,134 | 2,186 |
| 2019-04 | 2,017 | -0,112 | 2,129 |
| 2019-03 | 2,039 | -0,109 | 2,148 |
| 2019-02 | 2,056 | -0,108 | 2,164 |
| 2019-01 | 2,022 | -0,116 | 2,138 |
| 2018-12 | 2,037 | -0,129 | 2,166 |
| 2018-11 | 2,009 | -0,147 | 2,156 |
| 2018-10 | 1,932 | -0,154 | 2,086 |
| 2018-09 | 1,891 | -0,166 | 2,057 |
| 2018-08 | 1,932 | -0,169 | 2,101 |
| 2018-07 | 1,854 | -0,180 | 2,034 |
| 2018-06 | 1,862 | -0,181 | 2,043 |
| 2018-05 | 1,892 | -0,188 | 2,080 |
| 2018-04 | 1,905 | -0,190 | 2,095 |
| 2018-03 | 1,895 | -0,191 | 2,086 |
| 2018-02 | 1,900 | -0,191 | 2,091 |
| 2018-01 | 1,938 | -0,189 | 2,127 |
| 2017-12 | 1,902 | -0,190 | 2,092 |
| 2017-11 | 1,910 | -0,189 | 2,099 |
| 2017-10 | 1,904 | -0,180 | 2,084 |
| 2017-09 | 1,873 | -0,168 | 2,041 |
| 2017-08 | 1,953 | -0,156 | 2,109 |
| 2017-07 | 1,929 | -0,154 | 2,083 |
| 2017-06 | 1,913 | -0,149 | 2,062 |
| 2017-05 | 1,947 | -0,127 | 2,074 |
| 2017-04 | 1,906 | -0,119 | 2,025 |
| 2017-03 | 1,879 | -0,110 | 1,989 |
| 2017-02 | 1,881 | -0,106 | 1,987 |
| 2017-01 | 1,928 | -0,095 | 2,023 |
| 2016-12 | 1,874 | -0,080 | 1,954 |
| 2016-11 | 1,936 | -0,074 | 2,010 |
| 2016-10 | 1,921 | -0,069 | 1,990 |
| 2016-09 | 1,903 | -0,057 | 1,960 |
| 2016-08 | 1,957 | -0,048 | 2,005 |
| 2016-07 | 2,007 | -0,056 | 2,063 |
| 2016-06 | 1,970 | -0,028 | 1,998 |
| 2016-05 | 1,890 | -0,013 | 1,903 |
| 2016-04 | 2,030 | -0,010 | 2,040 |
| 2016-03 | 1,919 | -0,012 | 1,931 |
| 2016-02 | 2,007 | -0,008 | 2,015 |
| 2016-01 | 2,014 | 0,042 | 1,972 |
| 2015-12 | 2,054 | 0,059 | 1,995 |
| 2015-11 | 2,132 | 0,079 | 2,053 |
| 2015-10 | 2,127 | 0,128 | 1,999 |
| 2015-09 | 2,127 | 0,154 | 1,973 |
| 2015-08 | 2,165 | 0,161 | 2,004 |
| 2015-07 | 2,145 | 0,167 | 1,978 |
| 2015-06 | 2,137 | 0,163 | 1,974 |
| 2015-05 | 2,182 | 0,165 | 2,017 |
| 2015-04 | 2,207 | 0,180 | 2,027 |
| 2015-03 | 2,324 | 0,212 | 2,112 |
| 2015-02 | 2,457 | 0,255 | 2,202 |
| 2015-01 | 2,436 | 0,298 | 2,138 |
| 2014-12 | 2,557 | 0,329 | 2,228 |
| 2014-11 | 2,606 | 0,335 | 2,271 |
| 2014-10 | 2,819 | 0,338 | 2,481 |
| 2014-09 | 2,819 | 0,362 | 2,457 |
| 2014-08 | 2,868 | 0,469 | 2,399 |
| 2014-07 | 2,875 | 0,488 | 2,387 |
| 2014-06 | 2,896 | 0,513 | 2,383 |
| 2014-05 | 2,975 | 0,592 | 2,383 |
| 2014-04 | 3,086 | 0,604 | 2,482 |
| 2014-03 | 3,177 | 0,577 | 2,600 |
| 2014-02 | 3,199 | 0,549 | 2,650 |
| 2014-01 | 3,274 | 0,562 | 2,712 |
| 2013-12 | 3,287 | 0,543 | 2,744 |
| 2013-11 | 3,393 | 0,506 | 2,887 |
| 2013-10 | 3,252 | 0,541 | 2,711 |
| 2013-09 | 3,252 | 0,543 | 2,709 |
| 2013-08 | 3,158 | 0,542 | 2,616 |
| 2013-07 | 3,167 | 0,525 | 2,642 |
| 2013-06 | 3,210 | 0,507 | 2,703 |
| 2013-05 | 3,292 | 0,484 | 2,808 |
| 2013-04 | 3,378 | 0,528 | 2,850 |
| 2013-03 | 3,415 | 0,545 | 2,870 |
| 2013-02 | 3,219 | 0,594 | 2,625 |
| 2013-01 | 3,216 | 0,575 | 2,641 |
| 2012-12 | 3,023 | 0,549 | 2,474 |
| 2012-11 | 2,992 | 0,588 | 2,404 |
| 2012-10 | 3,078 | 0,650 | 2,428 |
| 2012-09 | 3,347 | 0,740 | 2,607 |
| 2012-08 | 3,430 | 0,877 | 2,553 |
| 2012-07 | 3,488 | 1,061 | 2,427 |
| 2012-06 | 3,481 | 1,219 | 2,262 |
| 2012-05 | 3,453 | 1,266 | 2,187 |
| 2012-04 | 3,617 | 1,368 | 2,249 |
| 2012-03 | 3,624 | 1,499 | 2,125 |
| 2012-02 | 3,737 | 1,678 | 2,059 |
| 2012-01 | 3,716 | 1,837 | 1,879 |
| 2011-12 | 3,626 | 2,004 | 1,622 |
| 2011-11 | 3,696 | 2,044 | 1,652 |
| 2011-10 | 3,586 | 2,110 | 1,476 |
| 2011-09 | 3,570 | 2,067 | 1,503 |
| 2011-08 | 3,533 | 2,097 | 1,436 |
| 2011-07 | 3,540 | 2,183 | 1,357 |
| 2011-06 | 3,458 | 2,144 | 1,314 |
| 2011-05 | 3,355 | 2,147 | 1,208 |
| 2011-04 | 3,226 | 2,086 | 1,140 |
| 2011-03 | 3,120 | 1,924 | 1,196 |
| 2011-02 | 2,962 | 1,714 | 1,248 |
| 2011-01 | 2,918 | 1,550 | 1,368 |
| 2010-12 | 2,774 | 1,526 | 1,248 |
| 2010-11 | 2,825 | 1,540 | 1,285 |
| 2010-10 | 2,795 | 1,495 | 1,300 |
| 2010-09 | 2,799 | 1,420 | 1,379 |
| 2010-08 | 2,766 | 1,421 | 1,345 |
| 2010-07 | 2,705 | 1,373 | 1,332 |
| 2010-06 | 2,709 | 1,281 | 1,428 |
| 2010-05 | 2,674 | 1,249 | 1,425 |
| 2010-04 | 2,786 | 1,225 | 1,561 |
| 2010-03 | 2,780 | 1,215 | 1,565 |
| 2010-02 | 2,813 | 1,225 | 1,588 |
| 2010-01 | 2,810 | 1,232 | 1,578 |
| 2009-12 | 2,819 | 1,242 | 1,577 |
| 2009-11 | 2,859 | 1,231 | 1,628 |
| 2009-10 | 2,921 | 1,243 | 1,678 |
| 2009-09 | 2,990 | 1,261 | 1,729 |
| 2009-08 | 3,084 | 1,334 | 1,750 |
| 2009-07 | 3,187 | 1,412 | 1,775 |
| 2009-06 | 3,294 | 1,610 | 1,684 |
| 2009-05 | 3,411 | 1,644 | 1,767 |
| 2009-04 | 3,573 | 1,771 | 1,802 |
| 2009-03 | 3,821 | 1,909 | 1,912 |
| 2009-02 | 4,324 | 2,135 | 2,189 |
| 2009-01 | 4,983 | 2,622 | 2,361 |
| 2008-12 | 5,891 | 3,452 | 2,439 |
| 2008-11 | 6,258 | 4,350 | 1,908 |
| 2008-10 | 6,253 | 5,248 | 1,005 |
| 2008-09 | 6,265 | 5,384 | 0,881 |
| 2008-08 | 6,218 | 5,323 | 0,895 |
| 2008-07 | 6,006 | 5,393 | 0,613 |
| 2008-06 | 5,794 | 5,361 | 0,433 |
| 2008-05 | 5,587 | 4,994 | 0,593 |
| 2008-04 | 5,418 | 4,820 | 0,598 |
| 2008-03 | 5,404 | 4,590 | 0,814 |
| 2008-02 | 5,582 | 4,349 | 1,233 |
| 2008-01 | 5,611 | 4,498 | 1,113 |
| 2007-12 | 5,562 | 4,793 | 0,769 |
| 2007-11 | 5,585 | 4,607 | 0,978 |
| 2007-10 | 5,551 | 4,647 | 0,904 |
| 2007-09 | 5,497 | 4,724 | 0,773 |
| 2007-08 | 5,422 | 4,666 | 0,756 |
| 2007-07 | 5,326 | 4,564 | 0,762 |
| 2007-06 | 5,190 | 4,505 | 0,685 |
| 2007-05 | 5,092 | 4,373 | 0,719 |
| 2007-04 | 5,008 | 4,253 | 0,755 |
| 2007-03 | 4,975 | 4,106 | 0,869 |
| 2007-02 | 4,890 | 4,094 | 0,796 |
| 2007-01 | 4,811 | 4,064 | 0,747 |
| 2006-12 | 4,753 | 3,921 | 0,832 |
| 2006-11 | 4,645 | 3,864 | 0,781 |
| 2006-10 | 4,562 | 3,799 | 0,763 |
| 2006-09 | 4,451 | 3,715 | 0,736 |
| 2006-08 | 4,355 | 3,615 | 0,740 |
| 2006-07 | 4,229 | 3,539 | 0,690 |
| 2006-06 | 4,132 | 3,401 | 0,731 |
| 2006-05 | 4,048 | 3,308 | 0,740 |
| 2006-04 | 3,852 | 3,221 | 0,631 |
| 2006-03 | 3,756 | 3,105 | 0,651 |
| 2006-02 | 3,701 | 2,914 | 0,787 |
| 2006-01 | 3,591 | 2,833 | 0,758 |
| 2005-12 | 3,404 | 2,783 | 0,621 |
| 2005-11 | 3,264 | 2,684 | 0,580 |
| 2005-10 | 3,225 | 2,414 | 0,811 |
| 2005-09 | 3,197 | 2,219 | 0,978 |
| 2005-08 | 3,190 | 2,223 | 0,967 |
| 2005-07 | 3,196 | 2,168 | 1,028 |
| 2005-06 | 3,270 | 2,103 | 1,167 |
| 2005-05 | 3,318 | 2,193 | 1,125 |
| 2005-04 | 3,325 | 2,265 | 1,060 |
| 2005-03 | 3,343 | 2,335 | 1,008 |
| 2005-02 | 3,332 | 2,310 | 1,022 |
| 2005-01 | 3,334 | 2,312 | 1,022 |
| 2004-12 | 3,349 | 2,301 | 1,048 |
| 2004-11 | 3,383 | 2,328 | 1,055 |
| 2004-10 | 3,332 | 2,316 | 1,016 |
| 2004-09 | 3,367 | 2,377 | 0,990 |
| 2004-08 | 3,392 | 2,302 | 1,090 |
| 2004-07 | 3,323 | 2,361 | 0,962 |
| 2004-06 | 3,307 | 2,404 | 0,903 |
| 2004-05 | 3,255 | 2,297 | 0,958 |
| 2004-04 | 3,279 | 2,163 | 1,116 |
| 2004-03 | 3,358 | 2,055 | 1,303 |
| 2004-02 | 3,446 | 2,163 | 1,283 |
| 2004-01 | 3,475 | 2,216 | 1,259 |
| 2003-12 | 3,458 | 2,381 | 1,077 |
| 2003-11 | 3,432 | 2,410 | 1,022 |
| 2003-10 | 3,442 | 2,303 | 1,139 |
| 2003-09 | 3,428 | 2,258 | 1,170 |
| 2003-08 | 3,470 | 2,279 | 1,191 |
| 2003-07 | 3,541 | 2,076 | 1,465 |
| 2003-06 | 3,707 | 2,014 | 1,693 |
| 2003-05 | 3,823 | 2,252 | 1,571 |
| 2003-04 | 3,886 | 2,447 | 1,439 |
| 2003-03 | 3,976 | 2,411 | 1,565 |
| 2003-02 | 4,146 | 2,504 | 1,642 |
| 2003-01 | 4,252 | 2,705 | 1,547 |
| 2002-12 | 4,380 | 2,873 | 1,507 |
| 2002-11 | 4,517 | 3,017 | 1,500 |
| 2002-10 | 4,690 | 3,126 | 1,564 |
| 2002-09 | 4,818 | 3,236 | 1,582 |
| 2002-08 | 4,999 | 3,440 | 1,559 |
| 2002-07 | 5,009 | 3,645 | 1,364 |
| 2002-06 | 4,995 | 3,869 | 1,126 |
| 2002-05 | 4,985 | 3,963 | 1,022 |
| 2002-04 | 4,860 | 3,860 | 1,000 |
| 2002-03 | 4,785 | 3,816 | 0,969 |
| 2002-02 | 4,768 | 3,594 | 1,174 |
| 2002-01 | 4,737 | 3,483 | 1,254 |
| 2001-12 | 4,852 | 3,298 | 1,554 |
| 2001-11 | 5,190 | 3,198 | 1,992 |
| 2001-10 | 5,390 | 3,369 | 2,021 |
| 2001-09 | 5,627 | 3,770 | 1,857 |
| 2001-08 | 5,723 | 4,108 | 1,615 |
| 2001-07 | 5,768 | 4,311 | 1,457 |
| 2001-06 | 5,806 | 4,312 | 1,494 |
| 2001-05 | 5,926 | 4,520 | 1,406 |
| 2001-04 | 6,025 | 4,481 | 1,544 |
| 2001-03 | 6,147 | 4,471 | 1,676 |
| 2001-02 | 6,280 | 4,591 | 1,689 |
| 2001-01 | 6,390 | 4,574 | 1,816 |
| 2000-12 | 6,371 | 4,881 | 1,490 |
| 2000-11 | 6,348 | 5,193 | 1,155 |
| 2000-10 | 6,284 | 5,218 | 1,066 |
| 2000-09 | 6,232 | 5,219 | 1,013 |
| 2000-08 | 6,029 | 5,248 | 0,781 |
| 2000-07 | 5,891 | 5,105 | 0,786 |
| 2000-06 | 5,703 | 4,965 | 0,738 |
| 2000-05 | 5,522 | 4,849 | 0,673 |
| 2000-04 | 5,353 | 4,365 | 0,988 |
| 2000-03 | 5,231 | 4,267 | 0,964 |
| 2000-02 | 5,166 | 4,111 | 1,055 |
| 2000-01 | 5,040 | 3,949 | 1,091 |
Cómo leer estos datos
- El IRPH resume tipos de hipotecas ya formalizadas; el Euríbor, el mercado interbancario. No miden lo mismo.
- Una diferencia alta durante años explica parte del sobrecoste percibido en hipotecas IRPH frente a Euríbor (ver calculadora pagas de más).
- En 2022–2023 el Euríbor subió muy rápido y la diferencia se comprimió.
Más páginas
- IRPH histórico (tabla por años)
- Euríbor histórico
- Solo la diferencia IRPH−Euríbor
- Explicación IRPH vs Euríbor
- Comparativa ampliada de índices
Información orientativa. Fuentes: Banco de España / BOE e EMMI. No sustituye asesoramiento profesional.
DAVITXU DE Barcelona. y en un formulario que aparece envié el correo explicándole que a muchos
nos está costando la salud y la vida La vida como consecuencia de la mala salud provocada por esta
situación que no acaba nunca y otras muchas por
suicidio como ya todos conocemos.
Además quiero comentaros que mientras tanto muchos
de nosotros tenemos que solicitar préstamos personales al banco que te ha engañado, de película de García Berlanga y curiosamente si observáis el tribunal Supremo a su Bola como si nada pasara y vuelvo a repetir que lo que no se enseña no se ve es decir denunciar y si algún día pudiéramos manifestarnos físicamente sería la bomba, Bueno ánimo para todos y a seguir luchando.